Loans · 08/04/2025

The continuous rise in U.S. housing prices is influenced by multiple factors, including a housing shortage, a significant increase in mortgage interest rates, and escalating inflation. Homebuyers, particularly first-time buyers, are facing severe challenges. Moving forward, it is crucial to focus on ways to address the tight inventory and reduce the financial burden.

Finance · 07/22/2025

In the United States, Social Security benefits are adjusted annually based on the Cost of Living Adjustment (COLA), with an estimated increase of about $50 in 2025. The Social Security Administration evaluates inflation using the Consumer Price Index for urban consumers to ensure that benefit amounts align with economic changes, thereby protecting beneficiaries' standard of living.

Taxation · 10/24/2024

The U.S. Department of the Treasury and the IRS have released final regulations on the Advanced Manufacturing Production Tax Credit under the Inflation Reduction Act. The aim is to encourage domestic production of renewable energy components by providing clear operational guidelines, promoting market compliance, helping businesses reduce costs, and seizing opportunities in the growth of green energy.

Finance · 07/18/2025

Arbitrage Pricing Theory (APT) analyzes expected asset returns through multiple factors, highlighting that many economic risks, such as inflation and fluctuations in national income, cannot be diversified away. Compared to the Capital Asset Pricing Model (CAPM), APT offers greater flexibility, as it does not rely on a market portfolio and has fewer assumptions, providing broader applicability for theoretical use.

Finance · 08/06/2025

East Coast port workers began a strike on October 1 due to a breakdown in negotiations over wage increases and automation issues. The strike involves 36 ports and could lead to supply chain disruptions and rising inflation. Experts warn that if the strike continues for several weeks, it will impact the delivery of goods for both consumers and businesses.

Finance · 07/22/2025

This article provides an in-depth analysis of the Consumer Price Index (CPI), defining its core indicators and examining the implications of the latest July 2025 CPI data from the United States on inflation. It discusses the release schedule of the CPI and its significance for the stock market and investment decisions, assisting investors in gaining a better understanding of the economic landscape.

Finance · 07/30/2024

Despite expectations that the Federal Reserve will maintain interest rates at its upcoming meeting, recent economic data and changes in the labor market provide strong justification for future rate cuts. This article analyzes the context of rising inflation rates and real interest rates, and explores how the Federal Reserve may adjust its policy statements to adapt to the new economic landscape.

Finance · 03/13/2025

The US CPI unexpectedly fell to 2.8%, with the weakened inflation possibly prompting the Federal Reserve to cut interest rates, leading to a stock market rebound. However, the unpredictability of Trump’s policies and potential threats of economic recession keep investors wary of market uncertainties. Furthermore, the high valuation of US stocks raises concerns about long-term growth, necessitating a cautious approach.

Finance · 07/25/2025

Martin Wolf highlighted at the Taiwan summit that the global economy is currently facing challenges from inflation and interest rate policies, predicting an escalation in trade decoupling. He emphasized that U.S. trade policies are influenced by geopolitical factors and expressed concerns that this could trigger a new financial crisis. Countries must timely adjust their policies to mitigate risks and maintain economic stability.

Finance · 08/06/2025

The latest U.S. non-farm employment data shows an increase of 147,000 jobs in June, with the unemployment rate dropping to 4.1%. This strong performance reinforces the Federal Reserve's justification for maintaining interest rates. Despite Trump's calls for rate cuts, the market remains skeptical of his stance, viewing the likelihood of a cut as minimal, especially with inflation still above target levels.

Finance · 06/25/2025

The US dollar has recently depreciated due to easing tensions in the Middle East, particularly following a ceasefire between Iran and Israel. The euro has reached a recent high against the dollar, reflecting improved investor sentiment. Additionally, the decline in oil prices has led to gains in risk-sensitive assets. Despite Powell's forecast of rising inflation this summer, the market remains optimistic.

Telecom · 07/21/2025

This article provides practical methods for resolving WiFi disconnection issues, including checking router indicator lights, network cables, service provider repairs, and confirming payment status. In case of network failures, readers can refer to the appropriate customer service hotline to communicate with their service provider for prompt restoration of normal service.

Finance · 07/22/2025

The FOMC (Federal Open Market Committee) meeting is a crucial part of the U.S. Federal Reserve, aimed at promoting 'full employment' and 'price stability'. The June 2025 meeting predicts two interest rate cuts, reflecting concerns over slowing economic growth and rising inflation. The FOMC meets at least eight times a year to determine monetary policy and release economic forecasts, providing vital information to the markets.

Finance · 08/06/2025

The trade agreement between the US and Vietnam and the passage of the Inflation Reduction Act have resulted in a nearly 4% surge in TSMC's ADRs, leading the Taiwanese stock market to return to the 1,100-point mark, with the overall market increasing by over a hundred points, reflecting a positive economic outlook. Other electronic stocks also performed strongly, with several industries benefiting significantly.

Finance · 06/13/2025

US PPI data for May indicates that companies are absorbing some tariff costs, squeezing profit margins but benefiting consumers. A weakening labor market and moderating inflation have strengthened market expectations for a Federal Reserve rate cut in September. This strategy of companies absorbing costs may not be sustainable in the long run. Future price trends and the direction of Fed policy warrant close attention.